11 Notifications

11.1

Notifications issued in connection with the Loan Agreement must be written in Swedish and, unless otherwise stated, sent by email or letter.

11.2

The addresses of the parties for notifications provided in connection with the Loan Agreement are as follows:

The Lender: Kammarkollegiet, 651 80 Karlstad, E-mail: reselan@kammarkollegiet.se

The Borrower: the address and email address as stated in the Loan Application

or other address or email address notified by one party to the other party with at least five Banking Days’ notice.

11.3

Notifications issued in connection with the Loan Agreement shall be deemed to have been received by the recipient:

a) if sent by email, when it has been received by the recipient in readable condition, or

b) if sent by letter, upon receipt at the relevant address or no later than three Banking Days after dispatch in a stamped envelope addressed to that address,

and, if a specific department or official is to be specified as part of the address, the notification has been addressed to that department or official.

11.4

Notifications received by the recipient on a day that is not a Banking Day or after 17:00 on a Banking Day shall be deemed to have been delivered on the following Banking Day.