4 General conditions

4.1 Other insurance

With the exception of lump sum payments for disability or death, the insurance only compensates damage or expenses to the extent that these cannot be covered by other insurance, ordinance or law.

4.2 Statutory limitation

The right to compensation ceases three years after the date of the event if no notification has previously been received by Kammarkollegiet. In the case of liability cover, the date of the event is deemed to be the date on which a claim was made against the insured. In other cases, the date of the event is the date of the event that is the basis for the insurance claim.

4.3 Reclaiming

To the extent that Kammarkollegiet has paid compensation in a claim, Kammarkollegiet takes over the insured’s rights in respect of others who are liable for the damage.

4.4 Foreign currency

In case of payment in a currency other than SEK, the exchange rate of the day the payment is made will apply.

4.5 Joint claims register, GSR

Under the insurance, Kammarkollegiet has the right to register reported damages in the insurance industry's joint claims register, GSR.

4.6 Application

4.7 If there are differences between the terms and conditions in Swedish and in English

the Swedish applies