Terms and Conditions health and parental insurance for doctoral students with stipends 2016

This is an insurance for stipend-funded doctoral students. It provides compensation when doctoral students stipends are reduced due to absence from studies in the case of illness, parantal leave or temporary parental leave.

Document information

Type of document: Terms and Conditions

Valid from: 01/07/2016

Sender: Insurance Department

Pages in print: 11

3 Sickness benefit

An insured person is entitled to sickness benefit in the event of illness that reduces his or her work capacity by at least one quarter.

Sickness benefit is granted as a full, three-quarter, half or one-quarter benefit.

Sickness benefit is not paid for any period before the illness has been notified to Kammarkollegiet. However, this does not apply if there has been anything to prevent such notification or there are special reasons for the benefits nevertheless to be granted.

Sick leave longer than 7 days requires a Swedish doctor's certificate showing that there is a reduced work capacity amounting to full-time work, three quarters, half or one quarter of full-time work.

Sickness benefit is granted at the:

  • Normal level,

  • Continuation level

The insured's sickness benefit shall be calculated on a basis (calculation basis) that for:

  • Sickness benefit at the normal level is equivalent to 80 per cent of the insured's Compensation Qualifying Income after this has been multiplied by 0.97, and

  • sickness benefit at the continuation level is equivalent to 75 per cent of the insured's Compensation Qualifying Income after this has been multiplied by 0.97.

  • Sickness benefit can be granted for days in a sickness period as long as the insured fulfils the requirements for entitlement to sickness benefit within the period specified below.

  • Sickness benefit at the normal level is granted for a maximum of 364 days.

  • Sickness benefit at the continuation level is granted for a maximum of 550 days. For days in a sickness period, sickness benefit calculated per whole calendar day is to be equivalent to the ratio between the calculation basis according to 1 or 2 above and 365.

  • Sickness benefit is rounded to the nearest whole krona, whereby 50 öre is rounded up. The insurance has a waiting period for which sickness benefit is not paid. The insurance does not provide compensation after day 914.

3.1 Reduced work capacity

Equated with illness is a state of reduced work capacity caused by illness for which sickness benefit is granted.

In assessing whether the insured is ill, circumstances relating to the labour market, finances, social factors and the like should be disregarded.

In assessing whether work capacity is reduced, consideration is to be given to whether insured persons have such capacity due to the illness that they are able to continue pursuing their doctoral studies.

3.2 Rehabilitation

During the period of ongoing rehabilitation, there is consultation between the supervisors at the higher education institution, the sick-listing doctor and Kammarkollegiet in order to provide support to the doctoral student aimed at enabling the doctoral student to resume their studies.

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