4 General conditions

4.1 Other insurance

Claims or costs only to the extent that these cannot be compensated through other insurance, regulations or laws.

4.2 Limitation

The right to reimbursement ceases three years after the date of the event if no notification has previously been received by Kammarkollegiet. In the case of liability cover, the date of the event is deemed to be the date on which a claim was made against the insured. In other cases, the date of the event is the date of the event that is the basis for the insurance claim.

4.3 Reclaiming

To the extent that Kammarkollegiet has paid compensation in a claim, Kammarkollegiet assumes the insured’s rights in respect of others who are liable for the damage.

4.4 Application

If there are differences between the terms and conditions in Swedish and in English, the Swedish applies.

4.5 Register of insurance claims, GSR

The company has the right to use an industry wide register of insurance claims – the ”GSR” - to register loss claims under this policy.