Terms and Conditions Student IN 2018

This insurance can be applied both as a group insurance and as an individual insurance.

Note these Terms and Conditions are valid until 30/06/2021.

Document information

Type of document: Terms and Conditions

Valid: 01/01/2018 - 30/06/2021

Sender: Insurance Department

Pages in print: 17

4 General terms and conditions

4.1 Other insurance

With the exception of lump sum payments for disability or death, the insurance only compensates damage or costs to the extent that these cannot be covered by other insurance, ordinance or law.

4.2 Limitation

The right to compensation ceases three years after the date of the event if no notification has previously been received by Kammarkollegiet. In the case of liability cover, the date of the event is deemed to be the date on which a claim was made against the insured. In other cases, the date of the event is the date of the event that is the basis for the insurance claim.

4.3 Reclaiming

To the extent that Kammarkollegiet has paid compensation in a claim, Kammarkollegiet assumes the insured’s rights in respect of others who are liable for the damage.

4.4 Application

If there are differences between the terms and conditions in Swedish and in English the Swedish applies.

4.5 Register of insurance claims, GSR

The company has the right to use an industry wide register of insurance claims – the ”GSR” - to register loss claims under this policy.

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