Terms and Conditions Student IN 2021

This insurance can be applied both as a group insurance and as an individual insurance. These Terms and Conditions entered into force on 1 July 2021.

Document information

Type of document: Terms and Conditions

Valid from: 01/07/2021

Sender: Insurance Department

Pages in print: 20

4 General conditions

4.1 Other insurance

Except for lump sum payments for disability or death, the insurance only reimburses damage or costs to the extent that these cannot be covered by other insurance, ordinance or law.

4.2 Statutory limitation

The right to reimbursement ceases three years after the date of the event if no notification has previously been received by Kammarkollegiet. In the case of liability cover, the date of the event is deemed to be the date on which a claim was made against the insured. In other cases, the date of the event is the date of the event that is the basis for the insurance claim.

4.3 Reclaiming

To the extent that Kammarkollegiet has paid compensation in a claim, Kammarkollegiet takes over the insured’s rights in respect of others who are liable for the damage.

4.4 Foreign currency

In case of payment in a currency other than SEK, the exchange rate of the day the payment is made will apply.

4.5 Application

If there are differences between the terms and conditions in Swedish and in English the Swedish applies

4.6 Register of insurance claims, GSR

The company has the right to use an industry wide register of insurance claims – the” GSR” - to register loss claims under this policy.

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