Are you employed by or working on behalf of a government Authority and are going to a business trip? Then you are covered by the Swedish state business travel insurance. In the terms and conditions you can read exactly what applies and what you can apply compensation for.
The insurance applies to all business trips you make on behalf of the Authority in Sweden and abroad. The insurance is taken out by the Authority and is free for you.
The Authority may order an Travel Insurance for those whom the Authority is responsible for. The Travel insurance has the same insurance cover as the Swedish state business travel insurance and may not be taken out for private travels. If you are covered by the Travel Insurance you fill in a claim form in the same way as for those who are covered by the Swedish state business travel insurance.