1 Scope, definitions and deductible

1.1 Who does the insurance apply to?

1.1.1 Group insurance

When a public authority or a public foundation has subscribed to this insurance as a group insurance, it is valid for all the categories of persons that have been agreed between the authority/foundation and Kammarkollegiet.

1.1.2 Individual insurance

A public authority or a public foundation can subscribe to this insurance for a foreign visitor for which the public authority or a public foundation has insurance responsibility.

The insurance may be directly subscribed to on our website.

The insurance order must then state:

• name and personal ID number or date of birth

• the desired insurance period

• the country the insured comes from

• the authority/foundation, invoice reference and contact person at the authority/foundation

1.2 Where and when does the insurance apply?

The insurance applies during direct travel between the country where the insured is resident and Sweden, and 24 hours a day in Sweden.

The insurance is valid 24 hours a day in the Schengen area if the insured has a Schengen visa issued by a Swedish overseas authority. If the insured does not have a Schengen visa or if the insured has a residence permit in Sweden, the insurance is only valid in Sweden.

The countries that are included in the Schengen area are: Belgium, Denmark, Estonia, Finland, France, Greece, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Switzerland, Slovakia, Slovenia, Spain, Sweden, The Czech Republic, Germany, Hungary and Austria.

Point 2.4 property cover always only applies in Sweden.

The insurance does not apply if the insured is in the country where the insured is domiciled.

1.3 Deductible

The insurance applies without any deductible with the exception of clause 2.4 Property cover, where the deductible is SEK 1,500 and clause 2.6 Legal costs, where the deductible is calculated according to the method specified in that clause.