1 Scope, definitions and deductible

1.1 To whom does the insurance apply?

When a university or university college has taken out this insurance as a group insurance, it applies to all students who have been accepted for and are undertaking further education at the university or university college and who pay tuition fees for this. The insurance also covers students who have been granted a scholarship and who pay a tuition fee.

1.2 Where and when does the insurance apply?

Group insurance covers direct travel between Sweden and the country where the insured is resident at the start and end of the studies. It is valid around the clock in Sweden for the duration of the studies. The insurance is valid during the study period in accordance with LADOK or equivalent system. It also applies two weeks before the studies/internship start and two weeks after the studies/internship if the insured is in Sweden.

The insurance is also valid during holidays, if the insured continues to study at the university or college after the holiday.

1.3 Deductible

The insurance applies without any deductible with the exception of clause 2.4 Property cover, where the deductible is SEK 1,500 and clause 2.6 Legal costs, where the deductible is calculated according to the method specified in that clause.