5 Appendices

5.1 Appendix 1

Special terms and conditions for business abroad in the service of the ministry for foreign affairs

In addition to what is stated in section 1. Scope, definitions and deductibles, the insurance also covers all types of travel where the State pays half of the travel costs, e.g., journeys home for holiday and visits by family members. The cover only applies during the travel itself, i.e., during transport between places of accommodation at each location (”door to door”), not during the stay at the location. During travel in "hardship" cases, however, the cover also applies to the location itself.

5.2 Appendix 2

Special terms and conditions for the Swedish Armed Forces

In the case of business travel abroad, the insurance cover also applies to accompanying family members (spouse, registered partner or cohabitant and children) whose journeys are paid for by the Swedish Armed Forces. The cover applies both to family members who accompany the insured person on outward and homeward journeys and who live with the insured during the entire period of service, and to family members who visit the insured person during the period of service and who live with that person during the period of their visit.

Changes of location within the place of service are not considered to fall within the category of business travel. The term place of service does not refer exclusively to the place (e.g. the building) in which the person’s work, or preparatory or finishing activities, take place; it refers, where applicable to the entire regiment site, the wing site including airfield, base site or school site, where the building is situated. In the case of service at sea, the ship is considered to be the place of service. In addition, when the ship is berthed in a military port, the place of service is considered to be the whole of the military port zone. It is thus only when a person leaves a site so defined on business that the person is considered to be on a business journey.

Commuters as defined in Chapter 3, Section 3 of the Swedish Armed Forces Agreement on Mobility and Expense Compensation and students at Swedish military colleges (including FHS) or at non-military colleges in Sweden, are covered by the insurance only during journeys of induction into and discharge from service and free journeys home. (Journeys by commuters and students from and to their temporary place of service/college or temporary home are also covered by the insurance.)

The business travel insurance also applies – subject to the limitations described in section 2.5 – to employees of Swedish Armed Forces stationed abroad. It applies 24 hours a day throughout the world, from the beginning of the first journey from Sweden until return to the place of demobilization in Sweden in connection with termination of employment. As a result of the aforesaid, the insurance applies, for example, during off-duty time in a third country. The insurance does not apply during off-duty time in Sweden. However, the insurance does apply during journeys of induction into and discharge from service in Sweden and during business travel in Sweden that is undertaken by employees of Swedish Armed Forces stationed abroad.

However, compensation under the insurance will only be paid to the extent that corresponding compensation cannot be obtained in accordance with the Swedish act (2010:449) and ordinance (2010:651) on Swedish Armed Forces Personnel in International Military Operations or the act (1999:568) and ordinance (1999:569) on Swedish Armed Forces Stationed Abroad.

5.2.1 Note

Section 2.5 Medical care, dental care and home transport cover does not apply to forces stationed abroad.

However, accompanying family members of employees of armed forces stationed abroad are covered by this section if the Swedish Armed Forces have paid for the journey by the family member.